Do you like use credit cards or cash? Happened to you in your life, when in your wallet were no money? O, just zero money? how do you feel if in your wallet are not money, no credit card, you will ask from your parents or your hus/wife, or just try to wait to take your salary?happyconfused
[question posted by marianna45]
responses and comments:
I don't keep money in my wallet as a rule.. I pay everything on credit and or my debit card. And then pay tat every month through my checking account. so you see my money is actually just virtual money. it is all just figures on some bank account or another.. But I very seldom actually get to touch real money.. maybe once I month- I may have some for some reason.. but never more than 10 or 20 dollars.And then that is gone very fast! [minx267]
I don't carry lots of cash, and most of the cash as being put in the bank. I will withdraw sufficiently over the weekend, and should I need to have extra cash, I will opt to pay by cheque. If not, then what I will do is to get help from my family members and I will do the withdrawal when convenient later. [cwong77]
Hi, i use cards, but i have in my wallet right now...almost 300 dollars, i can t stay withaut cash, just because in our markets not all work with cards, so, credit cards are not allowed everywhere, so, i must have cash...but i like use credit, is more clean, easierhappy, and why not safe [icesmile]
I have experienced this before and it was so hard. I had to depend on my sister, it's very agitating. So I don't want it to happen again. I have savings now but I don't think it's enough. I just don't want to touch it because it may save me come worst times. [JDy116]
My husband and I have a pretty amazing budget system. We keep a budget from month to month, so we know exactly how much we have to spend in each area of our live - for things such as bills, groceries, spending money, etc. It's nice because then at the begining of each month we both know how much spending money we will have and we can take it right then and there at the beginning of the month or take it out throughout the month. Either way - we know how much we're getting! This month I took all of my spending money out at the begining. So as of right now I still have around $40 left in my wallet. We've done 2 weekends of shopping in October and it's killing my cash flow, haha. I also have credit cards but only tend to use them when it's really necessary - which means not on a regular basis! [Jennlk84]
I dont have much money in my wallet And i dont have a creditcard I do have some money on my bankaccount And some on my paypal thats all [MAX1966]
sometimes i like use credit cards,most time i take money in my packets.but i dont have much money, also no wallet, and no cards, i wish i could not ask from my parents ,but now i have to,and now ihave no salary. how poor a man. [hobegao]
In my wallet right now I have: Two credit cards (one from a Canadian bank, one from an American bank) $25 Canadian $7 American 100 Russian Roubles. [danishcanadian]
I don't carry cash with me, as I use my debit or credit card to buy things. I have a lot on my credit card, because my daughter owes me money for moving her here, and then a year later she left. I just wish I had some money in my hands, but I don't as the money I make online, goes into my savings account when I get enough in my paypal that is. I am not doing all that well financially, but I am not going to worry about it in the least, as I know that the Lord above will take take care of me, and I will be okay. I don't know where the money will come from, but it will be there when I need it. Good luck to you and happy mylotting. happy [rosekiss]
I am a widow and I live alone. So I have to provide for myself. I use my credit card for almost everything because using the cridit card gives me dollar prizes that I use when I travel. But I pay my credit card entirely every month as I will not pay interest or live above my means. Besides that, I have cheques to pay for a couple of things that will not accept credit card. And I always have around $100 in cash for an emergency. I have to have cash just in case I feel sick and have to go to the hospital in a cab. My two daughters work and donīt live with me so I have to take care of myself. Happy posting!!!happy [marguicha]
ghare jaine huy jane lagga [jeckmint]
Its difficult not having money as in being broke but as for having money in my wallet i dont always have cause i can pay with my debit card which is directly linked to my account [lindiebiz]
Thanks for starting this discussion as it has give us an opportunity to embrace and comment on this discussion's agree with your point over this matter but I don't know whether I am right or wrong. As generally people think me as I always do thinks on the bad side. I like to know about the style of your discussion as I loved the way you started off the discussion. There are any tricks or its gust general way of writing the discussion and commenting it to make it more interesting for the other members of my lot. [patience009]
I have about $250 on a cash card in my wallet, I use it for things I need. If I carry cash it's usually around $10. I don't ask my husband for money, if I run out I take a credit card or cash. But my husband gives me $600 a month on a debit/cash card to spend on food and diapers and whatever else is needed for the house, I don't usually run out. [oraclemv]
I have a big 0$ bill. Wow. I usually carry about 10$, but I spent it and I am still waiting for another 10$ to fill my wallet. It's not that sad, because I pay with credit, I like the Idea of paying one time in the month, it's a good way for me to not spend too much money, I know it's hard for some, but it works fine with me!!! [simonllabelle]
Right now in my wallet I have one debit card that is linked to our bank account that has very little money in it right now (tomorrow is pay day) and I have one five dollar bill. I very seldom keep cash in my wallet as I always have the debit card with me. It is actually quite rare that I have the five dollar bill, but I won back my contribution at bunco the other night and I figured I'd hold on to it until I needed it for something or another. We've unfortunately been in the situation before that we had absolutely no money, and to be in that situation really stinks. However, knowing that my husband gets paid weekly really does help us out. We just have to stay at home and do nothing until it is time to get some more money in the bank. We are really trying to cut down our budget now and this is a learning period for us. I know that given a little bit of time, things will get better for us. [dorannmwin]
I always keep cash in my wallet(s) i have certain wallets for certain things to spend on. For example, i have a wallet for the mall and when i get money i split it into fourths and use everything seperatley. this way i always have money to spend on what i want. [persuaznjr]
I prefer to have cash in my wallet. if i don't i like to have my debit card handy. I don't like to carry my checkbook with me. I usually try to have at least $20 in my wallet if possible. if i have more, I'll just spend more. having no money in my wallet just makes me crazy. That's when I'll really want to buy something. I don't like to borrow money from others unless it is an emergency. [sender621]
right now, I have $6 cash in my walletwink I have 2 credit cards and a debit card that I never use. I am a good spender and so, even if I have my credit cards in my wallet, I never get tempted of anything that will make me use any of my credit cards or debit cards. I save the money for the future. My husband is the one who spend everything for our everyday needs and that is enough. He is teaching me how to spend money wisely. BTW, I have a job so I can spend money if I want tohappy [hornetlover]
I'm actually disciplining myself to bring just enough cash for the day. I do have credit cards but they're kept in another wallet because i'm quite the impulsive type of buyer.If I needed something to buy i have to write them down so i won't be tempted to pick things that are not on the list. It's difficult sometimes so i just limit myself nowadays to go to places like the malls or some place where i needed to take my wallet out. [jenalforque]
I don't use a wallet so none right now. I usually just use my pockets to keep money in. Right now I have about twenty dollars that's on my desk. [jambi462]
I always keep a few money in my wallet, not too much. In my city, there still have a lot of stores where you can't pay your bill by credit card. [zxlnet]
I only have about 2 dollars because I only use a debt card. Years ago I would only use cash but now I find it easier to just use a debt card. [lelin1123]
hi,i often put some money in my wallet to prepare for rainy days,i donot like put my credit card in my wallet,just it is not a habit for me. in my view,the money is more practical than credit cards,we cannot use credit card in many times. [zhangmingyuan]
Thanks for starting this discussion as it has give us an opportunity to embrace and comment on this discussion's agree with your point over this matter but I don't know whether I am right or wrong. As generally people think me as I always do thinks on the bad side. I like to know about the style of your discussion as I loved the way you started off the discussion. There are any tricks or its gust general way of writing the discussion and commenting it to make it more interesting for the other members of my lot. [patience009]
I always kept the credit card in my wallet and seldom cash as it is very convenient to brush the card when we would like to consume nowaways. It would not occur to me that I will need to ask for money from my parents as I will use the credit card even thought the interests is very high. If no credit card or cash is available, i will wait to the next salary to consume. Happy mylotting. [sasalove]
I don't have much cash in my wallet. But I have a credit card in my wallet. But I am used to pay by cash.It's easy to see how much I've spent.I pay with my salary now. [zhangfzoe]
i currently have $0 in my name whatsoever, but i like it that way i do not have to worry about wondering if i should buy this or buy that i love being free and happy it has a nice ring to it and i dont have to stress out. [darkflame56]
Thanks for starting this discussion as it has give us an opportunity to embrace and comment on this discussion's agree with your point over this matter but I don't know whether I am right or wrong. As generally people think me as I always do thinks on the bad side. I like to know about the style of your discussion as I loved the way you started off the discussion. There are any tricks or its gust general way of writing the discussion and commenting it to make it more interesting for the other members of my lot. [patience009]
my money as of now is just $21. I will be using that money until my Payroll on the end of the month, so I guess i will save for a rainy day again. i have credit cards I don't use it as i have large bill already in it and I pay for it monthly. My credit card company have higher rate that is why I am poorest of the poor now paying for it monthly. I never ask money from my parents as they are the ones who depend on me when it comes to money. [grecychunny26]
Normally, this would be an easy question - NONE! I don't carry cash at all. But over the weekend I was out with a friend and had some cash so I've got $31 in my wallet right now. [reinydawn]
If you check my wallet you would just find about Ģ40, but would a few plastic cards. Basically I don't like using cash. If I can I always use cards, even for small money. I think it's more convenient and safe. I also use loyalty cards to get points. There are also membership cards of the National Trust and English Heritage, a library membership card, a National Insurance card and a Nectar card, tesco card and boots card. [sblossom]
No credit card less than 100, I am so poor [vermouth0304]
I have a bunch of cash and cheques in my wallet right now because we just finished fundraising for my daughter's trip to the Pan American Games in Puerto Rico in November. I took the amount to cover the cost of the item we were selling, about $350. Eventually I will take the rest of the money and take it to the bank and put it towards the credit card to pay for the flight and hotel. I don't like using my debit card too often because my bank charges me if I debit/withdraw/write a cheque more than 15 times in one month. I don't like to use my credit card but because we are so strapped for cash (hence the fundraising) I've had to charge things like groceries.sad Points and Air Miles on my credits cards influence me into using my credit cards. [patgalca]
I have only few number of peso,my friend. I have no more than enough money in my wallet and the few amount of peso is enough for me. I don't have credit card but I have debit card....Have a nice day! [aerous]
I have some change in there.No cash.Have my debit card.Do not use credit cars.TROUBLE> [erikmama]